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Fitness and Wellness - Liability Insurance for Personal Trainers


Fitness and Wellness Insurance is a member of the Philadelphia Insurance Companies. They specialize in providing insurance for professional fitness instructors, health clubs and day spas. Philadelphia Insurance Company is an A+ admitted insurance company and is one of the largest premium writers of fitness centers, professional sports, and recreation nationwide. Many NBA Sports Teams, MLB Sports Teams, YMCAs , Boy's Clubs, Amateur Sports Leagues, and other sports and fitness related businesses are insured through Fitness and Wellness Insurance.


NFPT / Fitness and Wellness Insurance Program

Fitness and Wellness Insurance NFPT certified members are entitled to insurance coverage through Fitness and Wellness Insurance Agency, who's company mission includes offering the lowest-cost comprehensive insurance programs that fit the specialized needs of the fitness and wellness industry.


Description of Insurance Terms

Fitness and Wellness offers specialized insurance programs generally starting at approximately $15 per month.

  • Basic coverage - $1,000,000 per occurrence and $3,000,000 aggregate limit
  • Commercial General Liability provides premises protection for claims arising from the facilities you own, lease or occupy.
  • Miscellaneous Professional Liability protects against bodily injury arising out of rendering or failing to render services.
  • Personal Injury Liability protects you against suits involving libel, slander, or wrongful invasion of privacy.
  • Products Liability - $1,000,000 aggregate limit and others available.

Have more questions? View our Frequently Asked Questions.

You can also contact Fitness and Wellness by phone: 800-395-8075 (don't forget to tell them you are an NFPT Affiliate)