POLICIES AND PROCEDURES RELATED TO THE CONFIDENTIALITY OF PERSONAL INFORMATION

NFPT is aware of the various issues related to the disclosure of personal information on the Internet. NFPT will respect at all times your right to confidentiality when you visit its Internet sites and use its services to send messages, shop, perform various transactions, or to inform or entertain you. You will find below the main policies and procedures which NFPT agrees to abide by with regard to the confidentiality of personal information. Please read the information below carefully and refer to it regularly in case any changes are made to it.

CHANGES IN POLICIES AND PROCEDURES

Since Internet-related technologies are constantly changing, these policies and procedures related to the confidentiality of personal information are subject to change at any time. Any change will be posted on this page. More specifically, if we make major changes to our current policies and procedures, any such changes will be posted at least thirty (30) days prior to their coming into force and our users who have forwarded their e-mail address to us will be notified directly thereof by electronic mail. We encourage you to visit this section regularly to verify whether any changes have been made.

PERSONAL INFORMATION COLLECTED

BY NFPT Prior to accessing some of its Internet sites, NFPT will ask you to fill in a form on which you must provide certain information. Also, to personalize your services, NFPT will ask you to fill in a form on the screen and provide personal information such as your sex, age, education, etc. Finally, NFPT will sometimes ask you to fill in other forms with additional personal information for contests, surveys and special offers in which you may want to participate.

OBJECTIVE OF THE COLLECTION OF INFORMATION

The personal information requested by NFPT is solely intended to offer you services, content, tools or advertising which correspond to the preferences you have informed us about by way of the various forms, so you can derive the most benefit from your visits to our Internet sites. E-mail Addresses With users’ e-mail addresses, NFPT can regularly send interested users promotional information concerning services offered by NFPT or its advertisers. You can still register on the form even if you do not wish to receive promotional information from NFPT. Also, NFPT can contact you by using your e-mail address about your statement of account, changes to your subscription agreement or to confirm your registration.

The “Email this Article” function is a simple way for NFPT to e-mail articles you find interesting to your friends. The e-mail address you provide will not be used for any other purpose. NFPT will not send any unsolicited e-mails. We use e-mail links in our Contact Us page to allow you to contact us directly for any questions or comments you may have. With your e-mail address, we can respond to you directly about your questions or comments.

The Use of “Cookies” NFPT uses “cookies” in order to recognize users and provide them with personalized services for which they have registered and also to monitor their visits to the site. NFPT also uses anonymous “cookies” for the purpose of evaluating the traffic at its sites and setting fees for its advertising space. In this way, advertisers know how many users have visited one of our sites and for how long so they can measure the actual or likely impact of their advertising on our sites. However, it should be noted that advertisers who purchase advertising space from NFPT cannot identify themselves to you personally.

Statistical Analyses and Targeted Advertising NFPT may conduct statistical analyses of user behavior to assess the interest generated by different sections of its sites and thus improve product development and also inform advertisers of the number of users who have “clicked” on their advertising banners. NFPT may also provide advertisers with demographic data and information of special interest to users so advertisers can target their advertising. That means that users see advertising which interests them and advertisers send their messages to more receptive people, thus improving the users’ experience and the effectiveness of the advertising. With statistical analyses and targeted advertising, we only disclose the information as an aggregate and not on an individual basis. Personal information about you as a user is not provided to third parties without your agreement, subject to the circumstances described in the Legal Compliance section. IP Addresses NFPT registers IP addresses or the location of your computer on the Internet for purposes of system administration and troubleshooting. It should be noted that we do not use the registration of IP addresses to monitor your session or your behavior on our sites.

CONSENT

When NFPT asks you for personal information, you are always given either an express or an implied notice. You are also informed that the information will be processed, i.e. the processing related to the collection, registration, preparation, change, storage or destruction of said personal information. You always have the choice of refusing this request or stopping a subscription to a personalized service that you may have previously chosen.

LIMITATION OF THE COLLECTION OF INFORMATION

NFPT only collects personal information required to meet the objective for which said personal information is collected.

LIMITATION OF USE, DISCLOSURE AND STORAGE

Use NFPT only uses personal information for the purposes for which a user has given his or her consent, unless its use has been authorized by law (see in this regard the section dealing with Legal Compliance). Disclosure Without your express prior consent, the personal information collected by NFPT remains strictly intended for its use and is not accessible to any of its customers, partners, advertisers or other outside parties, subject to the Statistical Analyses and Targeted Advertising and Legal Compliance sections. In addition, we will not disclose any personal information about you as an individual to a third party, subject to the circumstances described in the Legal Compliance section. Legal Compliance NFPT may disclose personal information about a user if we are legally required to do so, or if we believe, in good faith, that such a disclosure is necessary to 1. comply with any law or regulation in force or a legal proceeding; 2. protect and defend our rights and interests or those of our users; 3. prevent any unauthorized use of NFPT’s Internet sites; or 4. protect the personal security or the interests of our users or the public in general. Storage of Information NFPT only stores personal information for a period which is reasonably necessary to meet the purposes for which it was collected. Then, we erase or make anonymous any personal information which is no longer required for a specific purpose.

SECURITY MEASURES

To prevent any unauthorized access, maintain the accuracy of information and ensure the appropriate use of information, we have implemented the appropriate physical, electronic and administrative procedures to protect all personal information collected on line.

COMPLAINTS

If you believe that NFPT has not abided by its policies and procedures related to the confidentiality of personal information, please send us an e-mail at webmaster@nfpt.com. We will analyze any problem you draw to our attention and make reasonable efforts to correct it, if necessary. In addition, we will keep you informed of all the steps we take in this regard.

LINKS

NFPT’s sites contain hyperlinks to Internet sites managed by third parties. These links are only suggested for your convenience. Activating these links may cause you to leave NFPT’s sites. Please note that NFPT does not have any control over third party Internet sites and the fact that such sites have links to NFPT’s sites does not incur NFPT’s liability in any way whatsoever. Consequently, any personal information you provide on third party sites will necessarily be subject to these other sites’ policies and procedures. NFPT cannot be held liable at any time for any abuses which may result. We recommend that you read carefully the policies and procedures related to personal information on these other sites.

CHAT ROOMS AND BULLETIN BOARDS

Some of NFPT’s sites offer chat rooms and bulletin boards. The voluntary disclosure of personal information in a chat room or on an bulletin board is not governed by these policies and procedures related to the confidentiality of personal information. Any information you disclose will become accessible to the public and you provide such information at your own risk. Consequently, this information may be collected and used by third parties without your prior consent. In summary, if you provide personal information on line and this information is accessible to the public, you risk receiving unsolicited messages from third parties. We advise you to remain prudent and attentive at all times when you are on line on the Internet.